Credit Card Grrl

The 411 on the marketing side of the credit card industry

20061019

Advanta & Discover changes


Thursday, August 24, 2006

Attention NCS Affiliates:


**Advanta Platinum w/Rewards**

The duration for the Platinum with Rewards offer is changing from 0% Intro APR for 15 months to 0% Intro APR for 16 months. Additionally, the APR for purchases only is changing from 7.99% Fixed to 7.99% Variable. The APR for balance transfers after the initial 16 month Intro period remains 7.99% Fixed.

If you feature this information on your website, please make note of these changes. If you do not feature this information, no change is necessary.


**Discover Gas**

This is a notice for the September 1st Discover GAS Card copy/banner changes. The change that will be occurring is that there will be a Full 5% Cashback Bonus on gas AND auto maintenance purchases (which can be seen in the second bullets in each version below).

Below are the bullets reflecting these changes:

(Short version):
·0% Intro APR* on Purchases and Balance Transfers for 12 months
·Full 5% Cashback Bonus® on gas and auto maintenance purchases*
·Up to 1% Cashback Bonus on all other purchases*

(Medium version):
·0% Intro APR* for Purchases and Balance Transfers for 12 months
·Full 5% Cashback Bonus® on gas and auto maintenance purchases*
·Up to 1% Cashback Bonus on all other purchases*
·$0 Fraud Liability
·No Annual Fee

(Long version):
·0% Intro APR* for Purchases and Balance Transfers for 12 months
·Full 5% Cashback Bonus® on gas and auto maintenance purchases*
·Up to 1% Cashback Bonus on all other purchases*
·$0 Fraud Liability
·No Annual Fee
·DOUBLE your Cashback Bonus® (turn $20 into $40) when you redeem for gift cards or certificates from many of our 40 brand name partners.

New creative will also reflect these changes.

These changes can not be made prior to 9/1. They need to be made on or after 9/1, but completed before Friday 9/8.

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Please note that any links directly to card product offers are provided for informational purposes only. Any descriptions within this post about an offer may not necessarily align with the offer to which these links connect.

20061010

Citi Dividend student card


Date: Aug 17, 2006 1:05 PM
Subject: Citi Student
Thursday, August 17, 2006

Attention NCS Affiliates:

We regret to inform you that Citi will no longer offer the Citi College Dividend Card as of this Friday August 18, 2006. All links and copy for the Citi Dividend Platinum Select Visa card must be removed no later than the end of day 8/18/06 in order to remain compliant with the program.

We apologize for the inconvenience.


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Please note that any links directly to card product offers are provided for informational purposes only. Any descriptions within this post about an offer may not necessarily align with the offer to which these links connect.

20061006

Biz card payouts

Date: Oct 2, 2006 10:44 PM
Subject: Sunspot Affiliate - New Commission Rates

Dear Valued Affiliate,

Great News - We just increased the commission rates and tier structures for the following offers;

* The Advanta Business Cards payouts are increased to
o $65 per approval

* The American Express Business Cards payouts are increased to
o $80 for 1-4 and
o $85 from 5 approvals

* The Discover Business Card payout is increased to
o $105 per approval

Take advantage of these fantastic rates. No need for you to do anything to get these great rates, but promote the offers. Best to your success.


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Please note that any links directly to card product offers are provided for informational purposes only. Any descriptions within this post about an offer may not necessarily align with the offer to which these links connect.

Very Important Amex Updates

Date: Oct 4, 2006 5:15 PM


Attention NCS Affiliates:

**Starwood Preferred Guest® Credit Card Product Enhancements**

We are pleased to announce that the Starwood Preferred Guest® Credit Card will now be offering 10,000 Starpoints® with first purchase! In addition, there is new Card art and all new creative for you to promote. The new Card art and creative will replace what is currently being used. See below for a full list of Starwood benefits:

Benefits:

 Earn 10,000 Starpoints® with your first purchase - enough for up to 3 free nights
 Use Starpoints for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries
 Transfer Starpoints - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
 Earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets
 First year fee-free and only $30 thereafter

PLEASE NOTE: The 'Best Value Gurantee' benefit is no longer marketed for this Card. Please remove language promoting this benefit.

To reflect these changes, please update all Starwood text and creative you may have on your site. Updates must be made by Friday, October 6, 2006. Your compliance on this issue is greatly appreciated.


**TrueEarningsSM Card from Costco and American Express**

We are pleased to announce the launch of the TrueEarnings Card from Costco. Earn 3% Cash Back for eating out, 2% for traveling and 1% everywhere else, including at Costco! Plus, there's no annual fee for the Card with your paid Costco membership. Start promoting this card today and watch your commissions soar! See below for a full list of card details:

Key Features and Benefits:
. Earn 3% Cash Back for eating out, 2% for traveling, and 1% everywhere else, including at Costco
. No Annual Fee with your paid Costco Membership
. The flexibility to pay charges in full each month or over time
. No Limit on the Cash Back earned
. Doubles as your Costco Membership Card
. Must be a Costco Member to apply for this card.


**Removal of the SkyPointsT Credit Cards from Delta and Amex**

The SkyPointsT Credit Cards from Delta and American Express (Consumer and Business) will no longer be actively marketed in the American Express Affiliate Program and all SkyPointsT creative will be removed from the program as of Friday, October 6, 2006.

Please replace your Delta SkyPointsT Credit Card creative with Gold Delta SkyMiles® Credit Card creative. All changes need to be made as of Friday, October 6, 2006. Your compliance on this issue is greatly appreciated.

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Please note that any links directly to card product offers are provided for informational purposes only. Any descriptions within this post about an offer may not necessarily align with the offer to which these links connect.

20061005

Sunspot Affiliate - Important Amex Updates


Dear Valued Affiliate,

American Express has notified us of the following new offers and changes;

UPDATES:

The Starwood Preferred Guest Credit Card has new card art, banners and approved text. Please update your sites by Oct 6th.

The Business Gold Rewards Card has been reactivated and has the new increased payout of $80-85 as all the American Express Business cards.

NEW OFFER:

TrueEarningsSM Card from Costco and American Express. Card art, banners and approved text are available in your Sunspot Member's Area.

SUSPENDED:

The SkyPoints™ from Delta and American Express and SkyPoints™ Business Credit Card are being removed from online advertising as of Oct 6th, please remove all banners, text, and links by Oct 6th.
In addition, please make sure your sites are using the current banners/card art/etc for the other American Express offers.


Yikes! One hour notice to turnaround Starwood copy changes! Ay dios mio.

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Please note that any links directly to card product offers are provided for informational purposes only. Any descriptions within this post about an offer may not necessarily align with the offer to which these links connect.