Credit Card Grrl

The 411 on the marketing side of the credit card industry

20060213

USAA Cash Rewards Visa

I used to have an old school USAA MasterCard, all black. Then I went to a town north of Montreal where they only accepted Visa. I didn't carry a Visa at the time, so when I got back to the States, I gave USAA a call and asked if I could turn my MC into a Visa.

"Sure!" they said. "And while you're at it, do you want to upgrade to a Rewards card?"

"Hmm, how is it different from my card now?"

"Well, if you're late on a payment, the APR is a bit higher, but you'll get 3% back on gas purchases."

I know me. I'm rarely late on payments. "Okay, sounds good, but how does the card art loook?" C'mon, a grrl's gotta have good looking credit cards, and I liked the black MC I had at the time.

"It's basically the same. It's a deep navy with the USAA logo."

"Nice! Clean, elegant lines. Blue is my favorite color. I'm in. Does my number change?"

Ok, I can't remember the answer to this question, but that's ok, it means that it didn't effect my life that much.

This weekend I got some junk mail reminding me of the 3% for gas, but also giving me a special 0% APR on all BTs, purchases, and checks initiated between 2/1 and 2/28. The 0% is good for 15 months. Hello! Schwing! Sign me up baby!

Ah, I love being a USAA member. I've never seen this kinda loyalty offer, but I'm going to exploit my Visa until 2/28, at which point I'll put it in my sock drawer for the next 15 months.

Signed,

Gamer (but a low risk Gamer!)


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Please note that any links directly to card product offers are provided for informational purposes only. Any descriptions within this post about an offer may not necessarily align with the offer to which these links connect.

20060207

AmEx raises payouts

Received from a subaffiliate network:

**Start Promoting 'The Winter Blues' from American Express®**

Start promoting 'The Winter Blues' from American Express. Now through March 31st earn increased bounty on all commissionable American Express Blue products for Small Business and Consumer!

Products Include:

-Consumer Blue & Consumer Blue Cash: $5 bonus per approval

-Blue Sky - NEW CARD! $10 bonus per approval

-Business for Blue: $10 bonus per approval

-Freedom Pass - NEW CARD! $20 bonus per approval


Increase the Blue Cards exposure for Higher Payouts!

If you are already promoting our Blue cards, make sure they're receiving prominent placement to earn the highest payouts possible!

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Please note that any links directly to card product offers are provided for informational purposes only. Any descriptions within this post about an offer may not necessarily align with the offer to which these links connect.

20060201

**Chase Platinum**

The gauntlet has been thrown! Chase strikes back against lower go-to APRs and makes a bet that consumers care more about how long they can have their 0% balance ...

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Introducing the 'NEW & IMPROVED' Chase Platinum Visa Card with a 15 month intro period!



Great Rates. Full Platinum Privileges.

Apply Now for The Chase Platinum Visa Card with no annual fee. Consolidate your high interest credit card bills and save with great low rates. Transfer the balances from your higher interest rate accounts to your new Chase Platinum Visa Card and save money while receiving the Platinum privileges you deserve.

Card benefits:

Save Money With:

-0% Interest for up to 15 months* on all purchases and balance transfers. The length of your introductory period will be either 15 months for purchases and balance transfers or 3 months for balance transfers, depending on our review of your application and credit history.
-The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history.
-No Annual Fee
-Interest-free grace period when you pay your bill in full each month

Enjoy Platinum Benefits:

-Zero Liability on Unauthorized Purchases
-FREE Online Account Access
-FREE travel services including Auto Rental Insurance and $500,000 Worldwide Travel Accident Insurance

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Please note that any links directly to card product offers are provided for informational purposes only. Any descriptions within this post about an offer may not necessarily align with the offer to which these links connect.